New/Used Cars and Motorcycles

APR = Annual Percentage Rate. APR is based on evaluation of applicant's credit. Your actual APR may differ.
Amounts in parenthesis represent the monthly payment per $1,000 borrowed.
All rates subject to change without notice, rates quoted as of 12/28/16.

Older Used Cars and Motorcycles 

Considering an OLDER used vehicle over 7 model years?

  • Interest rate 1% higher
  • Maximum term up to 48 months
  • Amount financed based on NADA loan value
  • Other exceptions may apply
  • GAP with Plus Protection available

Please contact the loan department for consideration.

RV/Boat

We finance recreational vehicles, boats, and new motorcycles! Financing available for new motor vehicles for up to 80% of the purchase price or $75K (whichever is less). The NADA Retail Blue Book value will be used for used boat/RVs. See Loan Officer for details.

 

*APR = Annual Percentage Rate. Rates are quoted as low as and APR is based on evaluation of applicant's credit. Your actual APR may differ.

GAP with Plus Protection available.

Rates effective as of 12/28/16 and are subject to change without notice.

If you have any questions, please feel free to contact us.

GAP with Plus Protection

GAP with Plus Protection – Guaranteed Asset Protection.  If your vehicle is a total loss or theft loss, your insurance company settlement can be significantly less than the outstanding loan balance.  GAP is designed to help relieve you of the responsibility for the remainder of the loan balance up to a Loan-to-Value Ratio of 125%.  Coverage available on vehicles that are twenty model years or newer compared to other policies that go up to a maximum of five model years.  Without GAP, you are liable for any remaining deficiency balance on your loan.  If you purchase our GAP with Plus Protection, you may be entitled to an additional benefit.  You are entitled to the Plus Protection benefit if there is a total loss or theft loss and you finance a replacement vehicle from us within 120 days after the primary insurance company issues a settlement check to us.  We will waive up to the GAP Plus amount of $1,000 due under the new loan with us. The credit union offers GAP Plus Protection for the life-of-the loan or up to 84 months financing for $250.

View all the details HERE.