Constellation FCU Privacy Disclosure

*Click here for CFCU Privacy Disclosure in PDF format

FACTS WHAT DOES CONSTELLATION FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and payment history
  • Account balances and transaction history
  • Account transactions and overdraft history.

When you are no longer our member, we continue to share your information as described in this notice.


How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons CFCU chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information Does CFCU share? Can you limit this sharing?

For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes- to offer our products and services to you

Yes No
For joint marketing with other financial companies No We don't share

For our affiliates' everyday business purposes- information about your transactions and experiences

No We don't share

For our affiliates' everyday business purposes- information about your creditworthiness

No We don't share
For nonaffiliates to market to you No We don't share

Questions?

Call (703) 573-0970 or email memberservices@constellationfcu.org.


Who we are
Who is providing this notice? CFCU means Constellation Federal Credit Union
What we do
How does CFCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does CFCU collect my personal information? We collect your personal information, for example, when you
  • Open an account or make a deposit
  • Apply for a loan or make a payment
  • When you use your debit or credit card
  • Give us your wage statements
  • Make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more rights under state law.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • CFCU has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • CFCU does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • CFCU doesn't jointly market.
Other Important Information
Our mailing address is: 1810 Samuel Morse Drive, Reston, VA 20191
Visit us at: www.constellationfcu.org