Member Loyalty Program!

March 23, 2018

To show our appreciation for your loyal membership, we would like to reward Y-O-U with Discounted Loan Rates and Premium Certificate Rates based on years of membership! **

Years of Membership

Loan Discount

Certificate Premium

  3 – 10 Years

0.10% APR*

0.20% APR*

11 – 20 Years

0.25% APR*

0.30% APR*

21 – 30 Years

0.50% APR*

0.40% APR*

       31+ Years

0.75% APR*

0.60% APR*

Certificate Disclosures

  • Minimum Deposit is $1,000
  • Maximum – No Limit
  • Premiums are not applicable to matched rates from other financial institutions or special promotions. 
  • Applies to new Certificates ONLY.
  • Savings are federally insured up to $250,000 and backed by the full faith and credit of the US Government. 

Loan Disclosures

  • Only new loans established are eligible for loan discounts. Loan rate discounts are applied to the best available rate based on your financial qualifications, subject to credit approval. 
  • The Member Loyalty Program discounts do NOT apply to any special promotion loan rates.
  • Excludes Fixed-Rate Mortgages and VISA Credit Card/LOC. 
  • Discount on ARMs are for 1st rate lock only. Example: for a 5/5 ARM, the discount is applied to the first 5 years only.
  • Discount on HELOC is the Margin, but rate cannot fall below the floor rate (currently 5.00% APR*).
  • We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
*APR = Annual Percentage Rate

**Offer subject to change and can be discontinued at any time without notice.