Start earning dividends on your deposits immediately!

Your checking account is usually your most important financial tool for managing your daily activities.

A CFCU checking account has no minimum opening deposit, no minimum balance, no service charge, and no per-check fee. In fact we pay you to use your checking account!!

  • No Minimum Balance or Minimum Opening Deposit
  • No Monthly Fees
  • Quarterly Dividends - On average balance of $500 or more
  • FREE Checks - Your first 50 checks are free and you can reorder online HERE.

Check (Debit) Card


Earn cash back rewards each time you use your debit card for "signature" based purchases. ATM and PIN bases transactions are excluded. Rewards are credited to your account on a quarterly basis. Rebate currently paying 0.50%.

Fraud Protection

  • Spending Limits are set at a maximum of $5,000 per day and the maximum on ATM/PIN transactions is $920 per day.If you need to make a purchase over $5,000, you will need to call the credit union to obtain a temporary increase.
  • Network monitoring system that can detect fraud when it happens and places a block on your card until we confirm it with you.
  • Lost/Stolen Number: 1-800-472-3272

Travel Alerts

If you are going on vacation, or to another country it is important that you contact the credit union before you leave to place a travel alert on your debit card. Our monitor system may detect purchases outside your normal patterns and decline your transactions. Don't get placed in an embarrassing situation, let us know in advance of your travel plans.

Other Benefits

  • Access to 35,000 surcharge free ATMs (including all 7-Eleven stores)
  • 24/7 account access by phone or online
  • Free Bill payer service
  • Free e-statements or paper, whichever you prefer

If you are already a member, and would like to open a checking account, all you have to do is login to your account, click on secured forms and fill out the account application! Or stop by one of our branches to open your account.

Need deposit slips or other services? Check out our online forms library for your convenience.


Learn more about our other accounts:

Savings Account

The foundation of your credit union membership is your savings account.

Money Market Account

With our money market accounts, you have the benefit of a high yielding account, which allows you the freedom to make withdrawals without a penalty.

Share Certificates

Choose which certificate works best for you. From 91 days up to 60 months.


Individual Retirement Accounts are used for just that- retirement accounts. Get started today!